financial

Personal Capital

Quarterly (advisory fee)
Free (tools) or 0.89% AUM (Wealth Management)

Personal Capital combines free financial tracking and investment tools with paid wealth management advisory services for high-net-worth individuals.

Renewal Tips for Personal Capital

  1. 1The free dashboard tracks net worth, cash flow, and portfolio allocation at no cost.
  2. 2Wealth Management clients pay an advisory fee of 0.89% of assets under management, billed quarterly.
  3. 3Review your portfolio performance quarterly to assess if the advisory fee is justified.

How to Cancel Personal Capital

  1. 1Free users can delete their account via 'Settings' > 'Close Account'.
  2. 2Wealth Management clients can terminate the advisory agreement with 30 days written notice.
  3. 3Free dashboard access continues for as long as the account exists.

Frequently Asked Questions

Do I need a minimum balance to use Personal Capital?
The free tools have no minimum; Wealth Management requires $100,000 in investable assets.
Is my financial data encrypted?
Yes, Personal Capital uses AES-256 encryption and multi-factor authentication.
Can I use Personal Capital only for tracking without advice?
Yes, the free financial dashboard is completely independent of the advisory service.

Free tools for tracking Personal Capital

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